Terms of Use

These terms govern your use of kaelcapital.com, operated by Kael Capital ("we," "us"). By using the site, you accept them. If you do not accept them, do not use the site.

Nature of this site

This site is informational. Nothing on it constitutes an offer to lend, a commitment to arrange financing, a rate quote, or a guarantee of approval. Product descriptions, funding ranges, and timing estimates describe what is generally available through our network and how placements typically proceed; your outcome depends on your application and on the underwriting decisions of third parties.

Broker disclosure

Kael Capital is not a lender. Financing is arranged through a network of third-party funding partners. All products, amounts, rates, and terms are subject to application, qualification, and underwriting review. Not all applicants will qualify.

No professional advice

Content on this site is general information, not financial, legal, accounting, or tax advice. Decisions about borrowing belong with you and, where appropriate, your own professional advisors.

Applications

Submitting the application form authorizes us to contact you about your inquiry at the phone number and email address you provide, and to present your request to funding partners for evaluation. You represent that the information you submit is accurate, that you are authorized to act for the business named, and that you are at least eighteen years old.

Acceptable use

You agree not to misuse the site — including submitting false or automated applications, probing or disrupting its infrastructure, scraping its content for republication, or using it in violation of applicable law.

Intellectual property

The Kael Capital name, monogram, and the content of this site belong to us or our licensors. You may view and print pages for your own use; any other reproduction requires written permission.

Third parties

Financing products are provided by independent third parties under their own agreements and terms. We are not responsible for the acts, omissions, or decisions of any funding partner, and any agreement you sign with one is between you and that party.

Disclaimer and limitation of liability

The site is provided "as is" and "as available," without warranties of any kind, express or implied. To the fullest extent permitted by law, Kael Capital will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the site or reliance on its content, and our total liability for any claim relating to the site will not exceed one hundred dollars.

Changes

We may revise these terms at any time by posting an updated version on this page. Continued use of the site after a revision constitutes acceptance of it.

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Any dispute arising under them will be brought in the state or federal courts located in Miami-Dade County, Florida.

Contact

Kael Capital
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brandonchu@kaelcapital.com